FoFi Risk Intelligence Research
Research notes
Evidence-led notes on emerging credit union risk themes, based on NCUA call-report data, peer context, and forward-looking early-warning signals.
Where Growth Is Outrunning Credit Discipline in Smaller Credit Unions
An early-warning read on the $100M–$250M asset band, three to four quarters out, as of the Q4 2025 call report.
Read note →Where Funding Strain Is Building in Mid Sized Credit Unions
An early-warning read on the $250M–$500M asset band, three to four quarters out, as of the Q4 2025 call report.
Read note →Where Funding Strain Is Building in Larger Community Credit Unions
An early-warning read on the $500M–$1B asset band, three to four quarters out, as of the Q4 2025 call report.
Read note →